Is Buying Travel Insurance a Good Idea?

Whenever you are in a foreign city, you never know what unforeseen circumstances you may encounter in the next moment.

You can face situations like theft or loss of items, flight cancellation or even medical emergencies. These are the scenarios in which you might need financial assistance. Thus, it has become crucial to buy travel insurance whenever you plan to travel nationally or internationally.

Scroll down to find out more about its importance.

Why Should You Go For Travel Insurance?

Before you apply for travel insurance online, you need to know the benefits you can receive from it. With ACKO insurance, you can have various advantages, which include the following:

●Globalised Coverage

You can get worldwide coverage for your travel insurance plan through ACKO, which means you are allowed to raise your claim from any country in the world. Thus, when you purchase a travel insurance policy from ACKO, you can cover your international trip in more than one country under a single plan.

●Affordable Travel Insurance Plans

ACKO is the one-stop destination for you if you prefer affordability and quality service. You can get comprehensive travel insurance plans at affordable rates from ACKO, allowing you to pick policies just as your wallet permits without breaking the bank. Besides, the basic travel plan by ACKO starts at Rs. 49 for a five-day trip, which is approximately Rs. 10 per day*.

●Easy Claim Settlement Process

ACKO's easy claim settlement process lets you enjoy your trip without any worry. There is no lengthy paperwork, letting you easily raise your claim whenever you feel like it. Moreover, ACKO provides almost instant claim settlement for certain claims, such as trips, trip cancellations, etc.

●Enhanced Financial Protection

There are various types of coverage options that you can opt for to ensure you remain financially protected throughout the trip. This ranges from medical emergencies to flight cancellations. You can also get coverage for theft or loss of your belongings, delays in check-in baggage, and related events.

●Customisable Options

ACKO insurance allows you to go with the coverage options that align with your interests, like your age, the international destination you are travelling to, the number of travel companions you have etc. Thus, ACKO allows you to easily customise your international travel insurance plan based on your convenience.

●Round-the-clock Assistance

You might be in a different zone than in India in case you travel internationally. However, with ACKO, you would never face any issues with raising your claims, even with a time difference. ACKO insurance is available 24/7 to assist you with your finances. Whether you are in the country or outside it, your travel insurance provider will be just a phone call or email away for your claims.

●Zero Deductibles

ACKO comes with a zero deductibles policy, which means you will not be paying anything extra from your pocket. You will only have to pay the predetermined amount as premiums to keep your travel insurance active. Apart from this, there are no deductibles or extra charges for raising any claims.

●Peaceful Trips

Planning trips is exciting yet hectic when it comes to managing finances. With ACKO, you can just relax and enjoy your trip without any financial stress. With the right set of coverage, you are covered to deal with all the potential interruptions that may come your way.

What are the Points to Consider when selecting the Right Travel Insurance For You?

Let us have a look at the points that you need to consider to choose the right travel insurance policy:

●Evaluate Your Travel Needs

The key to selecting the best travel insurance is to evaluate your travel requirements. According to your preferences, you need to choose among individual, family or group coverage based on the number of your travel companions.

Along with that, what you can’t miss considering is your travel budget. So select a travel insurance plan whose cost aligns with your travel itineraries. Also, make sure to check the inclusions, exclusions, benefits and other terms & conditions that come with your insurance policy. So that you can choose the one that suits your travel plans the best.

●Compare Different Travel Insurance Providers

Comparing different insurance providers will eventually lead you to the right one. Thus, you must conduct thorough research to ensure the reliability and reputation of the companies in the market, along with their track records and customer reviews.

To assess their reliability, you can visit the official websites of your shortlisted insurance providers and check their claim settlement ratios.

●Go For Expert Advice

You must consider contacting experienced people to purchase travel insurance for the trip. You can also consult a travel insurance expert and ask for their valuable insights. They can help you navigate and guide you on the right travel insurance policy as per your travel requirements.

How to Purchase Travel Insurance from ACKO?

The following is a step-by-step process to purchase travel insurance from ACKO for your trip from India:

Step 1: Visit the official website of ACKO Travel Insurance, or download their mobile application.

Step 2: Select a standard plan or customise the plan based on your convenience.

Step 3: Enter the dates of starting and ending your intended trip carefully.

Step 4: Select the type of insurance coverage you would like to receive.

Step 5: Provide the required details for you and your travel companies for the trip to the States.

Step 6: Pay online to get the coverage instantly.

Final Words

To conclude, whether nationally or internationally, whenever you plan to travel, you must consider having a suitable travel insurance plan for you. This is to ensure that you do not suffer financially in case you need it. Therefore, make sure to evaluate your travel requirements along with the reliability of the insurance provider before you invest in them.

(This article is part of DMCL Consumer Connect Initiative, a paid publication programme. DMCL claims no editorial involvement and assumes no responsibility, liability or claims for any errors or omissions in the content of the article. The DMCL Editorial team is not responsible for this content.)